Critical Illness Cover (CIC)

Critical Illness Cover is designed to support you if you were to be diagnosed with a specific list of critical illnesses for example heart attack, stroke and some cancers

How we can help you

The list will depend on the type and provider of that cover. The cover will pay out a lump sum amount tax-free (under 2018/2019 legislation) which you can use however you need to. For example, it could be used to replace a lost income whilst you are recovering, fund private treatment or make changes to your property if needed.

Ideally, the cover is there to make your finances a little bit easier to allow you the time to concentrate on spending time with your family and getting well. This cover, like Life Cover, can be taken on a decreasing or level term and can tailor your cover to your budget. For example, if money is tight you could look at taking cover for a years salary as some cover is better than none. It is important that you do not just look at the price of the policy but also the illnesses covered and any additional benefits. This is where we can help you to make sure you are protected to the best level for the amount of cover you can get for your budget.

Get in touch

Clare has arranged two mortgages for me now and I can’t speak highly enough of her. Her knowledge and expertise is second to none and will most definitely be recommending to family and friends

The process was made easy and worry free. Personal approach, clear information, great service

Clare was extremely helpful and made all the sections of the process very clear

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

For mortgage advice our broker fee is £250 which will be payable on application.

Registered in England and Wales

Stoneygate Mortgages and Protection is a trading name of Stoneygate Mortgages Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited is authorised and regulated by the Financial Conduct Authority.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted to consumers based in the UK.

Registered office address is 19 Warren Park Way, Enderby, Leicester, LE19 4SA (Company Number 10689309). Trading address 29 Southernhay Close, Leicester, LE2 3TW.

The Financial Conduct Authority does not regulate some forms of Buy to Let.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

© Stoneygate Mortgages Ltd 2021