Remortgaging

There are a number of reasons why you may want to look at remortgaging and it is important to know that even though you are not moving home you could still get a great deal on your mortgage.

How we can help you

There are three main reasons why you may be considering a remortgage and no matter what the circumstances are we at Stoneygate Mortgages can help.

Securing a better deal – when you first secure a mortgage deal invariably you are offered an incentive rate that lasts for a set amount of time. Once this ends it is important to look at your mortgage as you may end up paying a higher rate if you stay with your current lender. By reviewing your mortgage you could see a reduction in the interest rate you pay and therefore reduce your monthly outgoings.

Releasing Equity – Where you have equity in your property it may be possible to release some funds in order to extend the property, pay off debts that have a high level of interest or even buy an investment property. We will make sure that releasing equity from the property is the right thing for your circumstances.

Protection Against Rate Rises – When it comes to interest rates they may rise of fall at any time and it is important that you know how these changes could impact you. For those who are worried about possible rate rise, remortgage allows you to fix rates are current levels, also allowing you to plan your monthly budgets for the coming years.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Clare has arranged two mortgages for me now and I can’t speak highly enough of her. Her knowledge and expertise is second to none and will most definitely be recommending to family and friends

The process was made easy and worry free. Personal approach, clear information, great service

Clare was extremely helpful and made all the sections of the process very clear

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